Law 7/2024, of May 27, on the organizational requirements and operating conditions of the operating entities of the financial system, and market abuse. (MiFID)

CRS

The Common Reporting Standard (“CRS”) is a system for the automatic exchange of tax information between countries which allows the tax authorities of participating countries to obtain tax information relating to investments or positions which their residents hold in financial institutions located overseas (outside the country in which they are resident for tax purposes) on an annual basis.

On 1 January 2017 the Llei 19/2016, del 30 de novembre, d’intercanvi automàtic d’informació en matèria fiscal (the “Automatic Exchange Law”) entered into force in Andorra, implementing the OECD Common Reporting Standard for reporting and due diligence relating to financial account information, with the aim of improving international tax compliance based on the automatic reciprocal exchange of information.

This law regulates the automatic exchange of financial account information between Andorra and other countries in accordance with the relevant international agreements and treaties, situating Andorra at the highest levels of transparency in relation to the exchange of information with other OECD countries.

Prevention of Money Laundering and the Fight against Terrorism

General statement on money laundering policies at the Andbank group

AML Wolfsberg Questionnaire

USA Patriot Act

Gurantee Schemes