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– Assets under management grow by 27.7% to 48,890 million euros and credit investment rises by 7.5% to 3,472 million euros.
– The bank almost doubles its acquisition of new global business with 92% growth, adding 7,798 million euros of new customers.
– The EBITDA (operating margin before amortisation) rises by 32% to 109 million euros.
– The bank has a 16.85% TIER 1 solvency ratio and a 0.95% default ratio.

Both entities have signed the collaboration agreement that confirms Andbank as the official sponsor of the Andorra 2025 Small States Games.

The rating agency cited the bank’s moderate risk profile, conservative liquidity management, asset quality, international scale, expertise in private banking, and adequate capitalisation and profitability as key factors in its assessment.

The group increases its assets under management by €7,351 million and its credit investment by €253 million.
The EBITDA (operating margin before depreciation) rises to €83 million, 44% above the previous figure.
The bank also has a 16.93% TIER1 solvency ratio and a delinquency rate totalling 1.3%, one of the lowest in the sector.

Both entities have signed the collaboration agreement that confirms Andbank as the official sponsor of the Andorra 2025 Small States Games.

· Fitch awards Andbank a BBB rating with a stable outlook.
· The ratings agency highlights the bank's large international footprint, good liquidity management, the quality of its assets, and its moderate risk profile as key to the rating.
· The bank is growing very significantly and its turnover now exceeds €39 billion.